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Foundational Financial Planning (Singapore) is a set of financial management principles that every Singaporean should acquire, operate and manage in order to achieve financial security in one’s life.

Over time, these foundational principles will help to grow our finances in a controlled manner, meeting our goals within the right time frame and improve our financial life. 

It is an application which requires discipline, time and persistence to materialize. 

Many financial services people called themselves financial adviser, financial planner, financial consultants etc.. Read More

What is a CFP®

Many financial services people called themselves financial adviser, financial planner, financial consultants etc..
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A person can only be considered financially successful if he is able to become financial independent. However, we see many people.. Read More

Foundational Financial Planning

A person can only be considered financially successful if he is able to become financial independent. However, we see many people..
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A lot of consumers are not getting quality advice because their financial planners did not integrate the rules and government.. Read More

Laws & Policies

A lot of consumers are not getting quality advice because their financial planners did not integrate the rules and government..
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“Why do we need Financial Advisers?

Contrary to popular belief, it is not to sell financial products. If it’s just to sell products, there are far more efficient ways. Financial Advisers play two key roles, defined along the two main types of advice they give. The first role is to impart basic financial planning skills to clients: how to draw up a savings plan, how to build an investment portfolio, and what kind of insurance protection is needed. In this sense, they play the role of a teacher. They provide the knowhow, customize it according to the client’s needs and guide the client in putting these into practice.”

Lee Chuan Teck
Monetary Authority of Singapore
6-July 2012

DISCLAIMER This website found birth in my passion for personal finance and my mission to enhance the basic financial literacy of Singaporeans. The information provided on the site is for information purposes only and is of a general nature. It is not intended to be, and does not constitute financial advice or any other advice, and is not specific to you. The author disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses. Please consult a qualified financial adviser, or even better, a CERTIFIED FINANCIAL PLANNERTM , before making any financial decision. Further to the above, the contents of this site reflect the personal views and opinion of only the author, and not of any company. CFP®, CERTIFIED FINANCIAL PLANNERTM, and theCFP® certification marks owned outside the U.S. by Financial Planning Standards Board Ltd. (FPSB). Financial Planning Association of Singapore (FPAS) is the marks licensing authority for the CFP marks in Singapore, through agreement with FPSB.